Settlement offer checklist

Before responding to an accident settlement offer, organize the missing pieces.

Insurance paperwork can arrive before bills, treatment notes, repair costs, and missed-work records are complete. This checklist helps injured drivers collect the basics before requesting a free accident review.

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How to get a settlement offer review-ready

  1. Save the full offer packet. Keep the email, letter, release, deadline, claim number, accident date, and adjuster contact together.
  2. Separate known costs from still-open costs. Note which medical bills, repair costs, rental expenses, missed-work records, and follow-up visits are final versus still pending.
  3. List liens or reimbursement notices. Health insurance, medical providers, government programs, or other payers may send notices that are important to organize before judging net payment.
  4. Document symptoms and treatment without exaggeration. Keep visit dates, provider names, restrictions, medication, therapy, and follow-up instructions factual.
  5. Write down unanswered questions. Examples: what costs are included, whether future treatment is considered, what the release covers, and whether any deadline is approaching.
  6. Request a free review if you want help sorting the information. Include state, ZIP, accident timing, attorney status, injury/treatment summary, offer amount if you choose to share it, and key open questions.

Medical treatment records

Organize symptoms, visits, bills, prescriptions, follow-up notes, and missed-work documentation after a crash.

Open medical-treatment guide →

Missed work and paychecks

Track absence dates, employer notes, pay stubs, direct deposits, work restrictions, and transportation costs.

Open missed-work guide →

Repair, towing, and transportation costs

Keep repair estimates, tow/storage fees, rental-car bills, rideshare receipts, and claim notes in one place.

Open transportation guide →

Avoid these mistakes

  • Do not sign a release without understanding what it covers
  • Do not guess about future treatment, fault, injury severity, or value
  • Do not rely on this informational page as legal, medical, insurance, or financial advice
  • Do not share private claim paperwork publicly